Terms & Conditions

Handelsbanken PLC Terms & Conditions of Use

Legal Status

“Handelsbanken", "HB", "we", "our" or "us" shall mean Handelsbanken PLC, a company incorporated in England & Wales under company number 11305395 whose registered office is at 3 Thomas More Square, London, E1W 1WY.

General Terms & Conditions

These Terms & Conditions of Use together with all documents referred to herein (which are incorporated by reference) form a legally binding contract with reference to your use of our website (the “Terms”). These Terms include important legal information and notices about Handelsbanken PLC, your use of our websites, and how we store and protect your data and personal information. Please read this document carefully before using our website. By using our website, you indicate that you accept these Terms without amendment and that you agree to be bound by them. If you do not agree to these Terms, please do not utilise our website or online content any further.

When using our websites, you must also ensure that you strictly comply with the provisions of our Privacy Policy, , as supplied alongside these Terms and Conditions upon registration to this Website, and any other policies which we may refer to from time to time, either in these Terms or elsewhere on our website. Further, you are responsible for ensuring that all persons who access the website through your internet server are aware of these Terms, our Privacy Policy and any other policies and that they agree to be bound by them and to comply with them.

We may make changes to these Terms at any time at our sole discretion. Please ensure that you review these Terms and understand how they apply whenever you wish to use our website. We may change, suspend or delete all or part of our website at any time at our sole discretion. We may also impose limits on certain features, applications, databases, content and services or restrict your access to any or all of our website without notice or liability.

Whilst we use reasonable endeavours to see that the information contained within and on our website is accurate and up-to-date, we do not give any express or implied warranty as to the quality, accuracy, timeliness or completeness of the information. We accept no liability for any inaccuracy, errors, or omissions in the information or any other content on our website. None of the content, information, commentary or other materials posted on our site is intended to amount to advice in any form and reliance should not be placed upon such. We accept no liability or responsibility arising from any reliance placed on any materials, commentary, information or any other content on our website by you or any other visitor to our site.

Site Access

All necessary arrangements required to ensure you have access to our website are your sole responsibility. For the avoidance of doubt, you are responsible for obtaining and maintaining any equipment, internet services or other ancillary services needed to access or otherwise use our website.

While we use our reasonable endeavours to see that our website runs without interruption, we cannot guarantee the availability of our website or uninterrupted access to it or its content. We reserve the right to suspend, withdraw or interrupt the service of or access to our website without notice, at any time and for any reason, including, but not limited to scheduled or unscheduled maintenance, upgrades of any type, or business and operational reasons. We have no duty to inform you of any interruption or suspension, the reason for such interruption or suspension or when such interruption or suspension may end. We have no liability to you, or any other party, in relation to such interruption or suspension.

If you choose, or are provided with, a user ID, password or other account information as part of any of our security procedures you must treat such information as strictly confidential and you must not disclose it to any third party. We reserved the right to disable any user ID, password or account, whether chosen by you or supplied by us, at any time and without notice to you, if in our sole opinion you have failed to comply with the provision of these Terms. If you suspect that anyone other than you knows your user ID, password or account information then you must immediately notify us.

Intellectual Property, Copyright and Trademarks

All intellectual property rights in any form in any information on our website, including, but not limited to all content, materials, motifs, designs and logos are protected by copyright worldwide, unless specifically stated otherwise. We are the owner or licensee of such intellectual property rights and all such rights are reserved. Nothing within these Terms shall operate to allow any such intellectual property rights to pass from us or any third party to you. Any unauthorised use of such intellectual property rights or our website by you may violate copyright, trademark and other laws in the United Kingdom or around the world. You may not modify, copy, reproduce, publicly display, perform, distribute, or use for any public or commercial purposes any content, materials, motifs, designs, logos or other intellectual property on our website.

Any breach of our copyright will constitute a material irreparable breach of these Terms and we reserve the right to take any legal action we see fit to pursue any breach of intellectual property rights as detailed in these Terms.

You shall not use any of the trademarks, service marks or trade names on our website or otherwise used by us in any form. Any such use may constitute an infringement of the holders of such marks. The holders of such marks may be us or any other third party.

Upon our request you must immediately cease use of our website and, at our option, destroy or return any copies of any content, materials, motifs, designs, logos or other materials that you hold. For the avoidance of doubt this clause does not serve to provide you with any consent to make such copies.


We are not liable for any loss or damage whatsoever, whether direct, indirect or consequential in contract, tort or otherwise arising under or in connection with the use of, or inability to use our website or any material, content, database, or application contained in it.

We are not liable for any loss or damage whatsoever, whether direct, indirect or consequential, in contract, tort or otherwise arising under or in connection with the use of or reliance on any content, information, or materials of any kind displayed on our website or from any action or decision taken as a result of using our website.

We accept no liability for damage resulting from any thing or device (including any software, code, file or programme) which may prevent, impair or otherwise adversely affect the operation of any computer software, hardware or network, any telecommunications service, equipment or network or any other service or device; prevent, impair or otherwise adversely affect access to or the operation of any programme or data, including the reliability of any programme or data; or adversely affect the user experience, including worms, Trojan horses, viruses, logic bombs or other material that is malicious or technologically harmful (together a “Virus”). We cannot guarantee that our website will be secure or free from Viruses or bugs. You are responsible for configuring your computer hardware and software to access the website. You should use your own anti-virus protection software.

The express clauses of these Terms are in lieu of all other representations, conditions, warranties or other terms which may be implied by statute or otherwise, including but not limited to any implied condition of satisfactory quality or fitness for a particular purpose or otherwise which are hereby excluded to the fullest extent permitted by law.

We accept no liability for any direct, indirect or consequential loss or damage incurred by you or any other user in connection with our website or in connection with the use of, inability to use, reliance on, results of the use of our website, any websites linked to it and any content, information or materials posted on it, including, without limitation, any liability for: (a) loss of goodwill, business, profits, contracts, income or revenue; (b) loss of anticipated savings; (c) loss of data; (d) wasted time; and (e) any loss or damage of any kind howsoever arising and whether caused by breach of contract, tort or otherwise, whether foreseeable or not.

The above does not in any way limit or exclude our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation, or any other liability which cannot be excluded or limited under applicable law.


Misuse by You

You must not use our website in any way that is prohibited by any national or international law, regulation, or governmental order. Further you must not use our website in a way that is harmful, fraudulent or for fraudulent purposes.

You must not violate the rights of others in anyway in the course of your use of our website. You must ensure that your use of our website does not in any way disrupt or impair the use of our website by others.

You may only use our website for its intended purposes and must not transmit or procure the transmission of any advertising or promotional material or any other form of solicitation without our express written consent.

You must not misuse our website in any manner or knowingly introduce any Virus. You must not attempt to hack or gain any unauthorised access to our website, the server on which the website is stored or any other server connected to our website or us. You must not attack our website in any manner. A breach of this clause will constitute a criminal offence under the Computer Misuse Act 1990 and we will duly and immediately report such offence to the relevant authorities. We will assist those authorities in full, which may include disclosing you identity to them or any other information we hold on you. You explicitly consent to such disclosure.

We reserve the right to take any action reasonably necessary and that we see fit to prevent any misuse by you of our website. We exclude all liability for any actions we may take in response to a breach by you of this clause. You explicitly acknowledge that any action we take is proportionate and necessary in order to prevent or respond to any breach by you of this clause of these Terms or your misuse of our website.


You agree to indemnify and hold us harmless from any and all liabilities, claims, costs and expenses that arise out of the content you submit, post or transmit to or via our website, database or applications, or from your use or misuse of such or from your violation of these Terms in any manner.


Our website may contain links to other websites or resources. We do not in any way endorse or approve such websites or their contents. We have no control over them and accept no liability or responsibility in relation to them. The links are provided solely for convenience. We do we accept responsibility or liability for any losses whatsoever that may be incurred as a result of the use of any links to any other websites or of use of those websites. If you choose to access any of these links and/or these third-party websites, you do so entirely at your own risk.

Privacy Policy and Data Protection

We respect your privacy and will process and collect information about you only in accordance with our Privacy Policy, which may be amended from time to time. By using our website, you consent to such processing and you warrant that all data provided by you is accurate.


When completing an application form or submitting your Curriculum Vitae to us via the website, email or any other form, you will be providing us with your personal information and data. We will use, process and store your personal information and data in accordance with our Privacy Policy. We will use your personal data and information to assess your suitability for employment by us and in any interview process or resultant review. Copies of all such information and any further correspondence and information provided by you will be retained in order to progress with the job application process and for our record. You give us explicit consent to use your special categories of personal data as collected by us about you.

Governing Law and Jurisdiction

These Terms shall be governed by, and construed in accordance with, the laws of England and Wales and the Courts of England and Wales have exclusive jurisdiction.

Entire Agreement

These Terms constitute the entire agreement and understanding between us and you in relation to your use of our websites and they supersede any previous written or oral agreements made between you and us with respect to our website.


We may assign, transfer or otherwise sub-contract any of our obligations, benefits or rights under these Terms to any third party.  You shall not assign, novate or otherwise dispose of or create any trust in relation to any or all of your rights and obligations under these Terms without our prior written consent.

Third Parties

Any person who is not a party to these Terms has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any of these Terms.


If any clause of these Terms is found to be unenforceable or invalid, that clause shall be limited or deleted to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.